Introducing Unit E, an elegant and spacious pre-war 1 Bedroom, 1 Bathroom residence boasting the potential for easy conversion into a 2 Bedroom layout (see alternate floor plan). Nestled on the ground floor, this apartment welcomes abundant natural light through its south-facing windows, creating a serene ambiance complemented by the neighboring low-rise buildings. Presently configured as a delightful one-bedroom home, Unit E offers the flexibility to transform its dining alcove into a second bedroom. Revel in the elegance of brand new hardwood floors, lofty 9. 5-foot beamed ceilings, and tastefully renovated kitchen and bathroom spaces. Five closets with solid wood doors cater to your storage needs. The kitchen, adorned with granite countertops, granite flooring, and solid wood cabinets, features modern appliances including a Viking stove, a Viking microwave and a Blomberg refrigerator. The bathroom boasts marble finishes and stylish glass shower doors, enhancing the residence's sophistication. Through-the-wall air conditioning and radiators ensure comfort throughout the year. Situated on a tranquil tree-lined street, 345 East 54th offers the charm of a boutique Coop lifestyle with amenities including a live-in superintendent, video intercom, and convenient ground-floor laundry. Recent renovations to upper floor hallways and an upcoming unit revamp add to the building's allure. Enjoy the convenience of a prime Midtown location, with dining, shopping, and transportation options just moments away. Embrace outdoor recreation with the newly opened East Midtown Greenway, extending the East River Esplanade south to 54th Street.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,019 | $2,982 | $3,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.