Welcome home to 19 Charter Oak Drive! This Beautifully maintained, modern farmhouse, sits back on a very private, 2 acre, secluded lot in the heart of Oxford, CT. As you walk up the front steps you are greeted with a spacious front deck that invites you to relax and over look your open front yard. Through the front door the home offers a large living space and eat in kitchen and ample counter space, perfect for entertaining! Through the kitchen you have a formal dining area and first floor laundry room that leads to your oversized two bay garage. The second floor of the home offers three nice sized bedrooms and two full baths. A very spacious bonus room that can be easily converted to an office space or 4th bedroom sits above the garage! The lower part of the home holds a partially finished basement that is a perfect area to relax and hang out with family or have your own private gym! Find your very own oasis in the back yard finished with a large above ground pool, patio and fire pit to enjoy on these up coming New England fall evenings, This home has all the amenities for you to entertain and enjoy, just awaiting for you to call your own!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Full Bath | Upper |
Half Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bath | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,892 | $3,762 |
Total Monthly Payment | $3,501 | $3,501 | $4,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.