One or more photos have been virtually staged. NO FLOOD ZONE. High and Dry Home. No Damage from Helene or Milton.
Perched graciously overlooking the serene waters of Ibis Lake, this exceptional
lakefront residence is a true gem nestled within the heart of the Pelican Creek subdivision in St. Petersburg. Located in a NO
FLOOD ZONE & NO HOA, this home offers peace of mind and a prime location. Impeccably positioned just moments away from
Florida's most captivating beaches, esteemed private & public schools, diverse dining options, shopping, the vibrant downtown
of St. Petersburg, & easily accessible international airports, this home defines convenience and comfortable living.
With over 1, 900 square feet of living space, the residence features 3 bedrooms, 2. 5 upgraded bathrooms, an inviting office,
and a versatile art studio or additional office/playroom & inside laundry facility. The interior includes a spacious gathering
room, ideal for relaxation & entertainment, as well as a formal living & dining room combination. The 2017-renovated kitchen
boasts soft-close, pristine white cabinets, stainless steel appliances, & elegant granite countertops. A screened lanai with a
heated spa/soaking pool, a fully fenced backyard with a firepit, and a 1-car garage enhance the home's appeal. The concrete
driveway can accommodate multiple cars, and there's an extended driveway perfect for an RV or boat.
Additional amenities include updated utilities & flooring, an Electrical Panel (2023), an Electrical Pool Heater (2023), a
Fence Gate (2023), a Concrete Driveway Extension (2023), a Garage Door Opener (2023), and an HD Security System with 6 Cameras
and Storage Hard Drive (no fees). With no HOA fees, NO FLOOD INSURANCE REQUIRED & its advantageous location, this residence
offers an exceptional lifestyle. All information is to be verified by buyers.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,641 | $3,504 | $4,446 |
Total Monthly Payment | $4,030 | $3,893 | $4,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.