NOT COOKIE CUTTER! Country living at its best! This lovely home is located in the sought after and historic "Milton" section of Litchfield. Blue Swamp Rd is a very quiet road but only 10 minutes to Litchfield town center, Goshen or Cornwall with Mohawk Mountain ski area. There is land trust protected land both behind this property and directly across Blue Swamp Rd. Litchfield has a town beach on Bantam Lake for your pleasure. This is truly a nature lovers retreat. The house is light filled and has an expansive out door deck as well as a screened in porch. The main level features a lovely kitchen, dining room and a living room with a fireplace. There is a main level primary bedroom with a full bath and access to the deck. There is also a half bath on the main level. The upper level has 2 bedrooms, a loft type office and a full bath. Enjoy Litchfield County with its vibrant art scene, great restaurants and shops. Enjoy the country fairs, thousand of acres of hiking trails, some directly across the road, skiing, fishing and boating to mention a few out door activities. This would make a great weekend or full time home
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vaulted Ceiling,Wall/Wall Carpet | 12.0 x 13.0 | Upper |
Bedroom 2 | Vaulted Ceiling,Wall/Wall Carpet | 10.0 x 14.0 | Upper |
Dining Room | French Doors | 11.0 x 12.0 | Main |
Kitchen | 12.0 x 13.0 | Main | |
Living Room | Fireplace,Laminate Floor | 11.0 x 18.0 | Main |
Office | 8.0 x 13.0 | Upper | |
Primary Bedroom | Vaulted Ceiling,Full Bath | 12.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,253 |
Total Monthly Payment | $4,130 | $4,042 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.