RARE OPPORTUNITY: Dreams do come true at the end of summer at Lake Winnipesaukee. You can own this . 62 acre lot on private Oak Island at Spindle Point, one of the few lake islands with a bridge offering year round access. Oak Island has only 4 homes, offering excellent privacy. This picturesque property, that is in a cove within a cove, will take your breathe away. You have 380' of waterfront looking East, North, West, offering sunrises and sunsets. This property offers permanent, grandfathered canopied deep water docks for two boats. The cove at the end of the first dock is a charming feature and as you walk the LEVEL LOT you feel as though you are with nature. Invite family and friends to spend the day at your private sandy beach, enjoy BBQs, water skiing, fishing and more. They will be envious of your new place. The home has 2 bdrms, primary suite, previously updated kitchen with fantastic water views, large open LR/DR with 2 fireplaces. One car garage and lots of storage. This home was purchased with mold and current owner chose to build new rather than remediate. ALL PERMITS AND ARCHITECTURE PLANS APPROVED. You make your own choice: You can either remediate or build new right away. Seller will provide permits and plans with the sale for the right price. Mold report is available upon request. A mask should be worn to enter home. Previous seller removed all the bathroom fixtures. Don't wait for next year, NOW is your time. A rare once in a lifetime project
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,079,200 | $2,079,200 | $2,079,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,839 | $1,839 | $1,839 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,162 | $12,299 | $17,127 |
Total Monthly Payment | $13,126 | $14,263 | $19,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.