377 Center Hill Road, Manchester, VT, 05255 | $399,000

Manchester one and half story cape with 2, 210 finished sqft on 0. 25 acres conveniently located in downtown Manchester on Center Hill road across from town maintained Adams Park. This offering is for the real estate only and does not include the tenant occupied business (HUB Insurance). The property is currently being utilized as a business, renovation would be needed to make back into a single family residence (no full bathrooms, no kitchen). Originally built in 1900 this property offers many fine features including: forced hot air heat, slate roof, security system, off street parking for 5-6 cars, town water, and town sewer. Upstairs are three good size offices and a half bath, which could be used as bedrooms without changes being made. The first floor would require changes to meet the needs of a single family residence, as currently there are numerous offices, and a reception area. The lower level has a conference room. Priced to sell, this is a great opportunity! We invite you to come take a look, given the low housing inventory levels this could be a nice project for a future residence. Great location.

Features

  • Rooms: 8
  • Baths: 2 half
  • Style: Cape,Colonial
  • Year Built: 1900
  • Heating: Oil,Forced Air
  • Cooling: None
  • Basement: Full,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 2,210
  • Acreage: 0.25
  • Est. Taxes: $7,336
  • Lot Desc: Landscaped,Level,Neighbor Business,Sidewalks,In Town,Near School(s)
  • Elem. School: Manchester Elem/Middle School
  • Middle School: Manchester Elementary& Middle
  • High School: Burr and Burton Academy
  • School District: Bennington/Rutland
  • MLS#: 5014490
  • Website: https://www.raveis.com
    /prop/5014490/377centerhillroad_manchester_vt?source=qrflyer
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Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-362-4551
Listing Agent: David Halligan

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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377 Center Hill Road, Manchester, VT, 05255

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $611 $611 $611
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,122 $2,737
Total Monthly Payment $2,810 $2,808 $3,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.