New Price! Embrace the epitome of Tuscan-inspired luxury living in this meticulously crafted and furnished beachside home, nestled in the heart of New Smyrna Beach. With its 2 large bedrooms, 2. 5 baths, and the potential to transform the upstairs Florida room into a third bedroom and bathroom, this home offers both elegance and versatility. The exterior stands as a testament to timeless beauty, while the metal roof promises durability and style. Step inside to discover 9-foot ceilings on the first level and majestic cathedral ceilings on the second, creating an airy and expansive living space. The home's elegant Bamboo floors seamlessly connect each room. The gourmet kitchen, a culinary artist's dream, features a Fisher & Paykel dual dishwasher, a gas Maytag range, and solid custom Maple cabinets, blending functionality with luxury. This property is an oasis of relaxation and entertainment, boasting a gorgeous in-ground saltwater pool and a pavered, screened-in patio, offering a perfect retreat from the sun. The low-maintenance yard ensures that your leisure time is spent enjoying the beauty of your surroundings, not tending to it. For those who value peace of mind, the whole-house gas generator, along with two air conditioners, provide comfort and convenience year-round. The huge shed offers ample storage for all your toys or the potential to convert into an in-law unit, adding to the home's versatility. Located mere steps from the Ocean, a block from shopping, and a short journey to the vibrant Flagler Ave, this property offers an unparalleled lifestyle. The proximity to New Smyrna's finest attractions, combined with luxurious features and Tuscan charm, makes this home a rare find. Remember, when searching for a home in New Smyrna Beach, insist on a Local Brokerage Firm that has been serving the area for decades. This ensures not just a home, but a lifetime of luxury, convenience, and the exquisite lifestyle that only New Smyrna Beach can Offer.
All information herein deemed accurate but to be verified by purchaser. And be sure to check out our Video Tour!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $624,000 | $624,000 | $624,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,147 | $5,262 |
Total Monthly Payment | $4,612 | $4,502 | $5,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.