Lowered price for this diamond in the rough. Back on the market. Oversized double lot, 3/2 home with double carport in Lake Jessamine area. This home has lake access to lake Jessamine. 24x17 screened porch overlooks the fully fenced backyard with 3 sheds. One side of the carport has a workroom with electricity. There is a long driveway so there is plenty of parking. House has been replumbed and the electric panel has been replaced and is up to code. The exterior was painted in the last 4 years and the interior has been recently repainted. Hardwood floors go from the dining room to large family/living room and down the hall into the bedrooms. Right now the seller has relatively new carpet down the hall and in the bedrooms. There are ceiling fans and some are new as well as some of the lights. The primary bedroom has ensuite bathroom. Bathrooms are retro. This house sits on a beautiful lot. The back yard will accomadate an RV, large truck etc. House may be on audio video surveillance.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,655 | $2,125 |
Total Monthly Payment | $1,988 | $1,966 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.