Incredible opportunity to purchase a newly constructed SeaGate block built home in the highly desired Palm Harbor / F Section of Palm Coast! This new Magnolia model features 1992 square feet of luxurious living space with an open floorpan, beautiful tile floors throughout the main living areas including a very spacious living room with vaulted ceiling, a formal dining room with custom built in cabinetry for a coffee bar or china, a gourmet kitchen with stainless steel appliances, quartz counter tops and upgraded custom cabinetry with soft close drawers. There is a bonus room / office with a closet that could easily be used as 4th bedroom. The oversized primary suite with ensuite luxury bath features a huge walk-in closet, double vanity, gorgeous oversized tiled shower, and water closet. The split floor plan offers the epitome of privacy with 2 bedrooms and a full bathroom on the opposite side of the home. There is also guest half bath, a laundry room leading to a 2 car garage, and an oversized covered lanai off of the main living area that is accessed through a triple sliding glass door to an outside oasis. This home has a lovely color combination lending to a very classic yet modern feel with a beautiful layout and quality construction. Located just 2 miles to the beach, and on the 125 miles of connecting bike trails so can travel along the waterfront, visit parks or the beach or bicycle ride into town. With Daytona Beach only 30 minutes to the South, and St. Augustine 30minutes to the North this gem of a home is perfectly located! Your new, never lived in , all new Florida dream home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,200 | $339,200 | $339,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,061 | $2,061 | $2,681 |
Total Monthly Payment | $2,185 | $2,185 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.