SELLER OFFERING $5, 000 CREDIT TOWARDS CLOSING WITH FULL PRICE OFFER! Deep Creek! Spacious 3 bedroom, 2 bath, 2-car garage cul-de-sac home in highly sought after deed-restricted community with county water and sewer! Extra-large keystone lot with plenty of room for custom pool or additional garage overlooking greenbelt for added privacy. Double door entry opens to classic Florida design with high ceilings, arched entryways, crown molding and wainscoting accents. Separate dining and living room area with slider to lanai plus family room with entertainment center, 2 skylights for lots of natural light and bay window. Three rooms have pocket sliders opening the back of the home to the lanai bringing the outdoors in. Well-appointed kitchen features ample cabinetry, Silestone counters, center island with breakfast bar, convenient pass thru window to lanai and casual dining area leading to family room. Generous primary suite offers lanai views, his and hers walk-in closets and private bath with dual vanities, garden tub and Roman shower. Split floor plan gives privacy for all with two guest bedrooms and separate full bath. Outdoor entertaining area features 28’ large covered screened lanai with newly installed porcelain floors plus two electric roll down shutters for storm protection. Additional special features include new roof and hot water heater in 2018, new a/c in 2021, water filtration system, exterior landscaping and plenty of room to add a pool. Just installed Fiber optic cable with WiFi for 100gb speed - great if you work from home. This friendly neighborhood is tucked away from busy streets yet close to shopping, entertainment, I-75, schools, parks, golf and just a short drive to downtown historic Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don't miss this opportunity! Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,914 | $2,449 |
Total Monthly Payment | $2,305 | $2,255 | $2,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.