Charming 1st Floor Condo with Water View. Welcome to this beautifully updated 1st floor condo offering the convenience of one-level living and picturesque water views in the highly desirable Narragansett Village. As you enter, you'll be greeted by a spacious living room featuring stunning engineered flooring, sliders leading to a private patio, and a wall of windows that fill the space with morning sunlight.
The condo boasts a recently renovated kitchen (2022) and bathroom (2021), along with fresh interior paint and new flooring throughout. The generously sized bedroom is situated off the hallway and offers ample closet space in both the entry and hallway. Both the bedroom and living room are equipped with wall A/C units for your comfort.
Enjoy the benefits of gas heat, with water and sewer included in the low condo fee. A new electric hot water tank (2023) ensures efficient hot water supply. The complex is conveniently located on the bus line, with a newly renovated in-ground pool facing Narragansett Bay. The pool area also features a newer deck with grills and picnic tables for your enjoyment. The complex offers a charming courtyard with a gazebo and seasonal grills available from spring through fall. You'll be just a short walk from the Bay and the vibrant Pawtuxet Village, where you can enjoy front-row seats to the Gaspee Day Parade and other local festivities. Plus, TF Green Airport is conveniently close by.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,385 | $1,385 | $1,802 |
Total Monthly Payment | $1,681 | $1,681 | $2,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.