Located on the south end of Bradford Village with frontage on the Waits River and nearby shopping and dining amenities, this charming New Englander has historic characteristics with a modern living space. The dwelling enters into a screen-porch, continuing into the landing for the upstairs of the home or access to the kitchen or living area. The living room is cozy and open, similar to the rest of the home. The kitchen is placed conveniently for the dining room, and a covered deck provides access looking over the Waits River behind the home. A half bathroom with laundry serves the first floor. The second floor of the home has three of the four total bedrooms, one large primary with Jack-and-Jill access to the bathroom, and two comfortable rooms with a large built-in shelving between them. The attic is well-insulated and provides additional storage space. The basement of the home has the fourth bedroom, as well as a walk-out access to the small side-yard. The utilities for the home are also accessed here. Bradford, VT has access to Routes 5, 10, 25, and I91. The township offers multiple restaurants and shopping options, as well as natural recreation in various hiking trail systems or other outdoor offerings such as the dog/skate park at Elizabeth's Park. Come and see this comfortable, historic home and how it can facilitate your aesthetic choices.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,726 | $1,726 | $2,244 |
Total Monthly Payment | $2,128 | $2,128 | $2,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.