BEAUTIFUL METICULOUSLY MAINTAINED 2 BED, 2 BATH home in Spring Hill! Arrive at the home and notice the fresh landscaping and immediate charm. Entering the home you will notice TONS OF NATURAL LIGHT and the OPEN FLOOR PLAN. Engineered hardwood flooring runs throughout the kitchen, living and dining rooms, and bedrooms. The kitchen is a CHEF'S DREAM with GAS STOVE, stainless steel appliances, granite countertops, real wood cabinets, breakfast bar, and coffee/wine bar that runs all along the dinette wall providing extra cabinet storage space. The dinette gives you a perfect view of your large amazing FENCED IN BACKYARD. The PRIMARY SUITE is SPACIOUS with ENSUITE BATH showcasing fabulous subway tiled shower, 2 separate pretty vanities, and LARGE WALK-IN CLOSET. The GUEST BED is located on the opposite end of the home for added privacy and has its own FULL BATH with shower/tub combo. The laundry is located right off the garage and has access to the yard from a separate door. The garage has ample room for storage. Sip a morning cup of coffee or enjoy a good book on your SCREENED IN LANAI. HVAC 2020, Water Heater 2023, NO HOA or CDD! X flood zone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $2,055 | $2,053 | $2,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.