Escape to your own private retreat with this charming 2 bedroom and 2 full bath ranch home situated on a large 2. 58 acre secluded parcel of land in the beautiful town of Spencer. This property is a perfect blend of comfort, convenience and practicality and features an oversized 30x37x14 barn-garage perfect for your hobbies and multiple vehicles, transferable solar panels for energy efficiency and a large 14x24 shed. The open floor plan creates an inviting and airy atmosphere, with seamless flow between kitchen, dining area and living room. Enjoy the 2 full baths one on the 1st floor and one in the basement along with a Bonus room as well in the basement. Stay comfortable year-round with a central air conditioning and heating, ensuring the perfect temperature no matter the season. This home has a large deck and an inviting 4-season bright comfortable porch. This seclusive expansive property is located on a dead end and is a slice of heaven!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Flooring - Wall to Wall Carpet | 11.5 x 14.0 | First |
Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid | 11.5 x 22.0 | First |
Living Room | Flooring - Wall to Wall Carpet | 11.5 x 23.0 | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 11.5 x 16.0 | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,160 | $4,109 |
Total Monthly Payment | $3,582 | $3,582 | $4,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.