Do you want to walk into a home and know you can just start moving in without having to "fix something first"? This is it. This home was lovingly restored, but looks & feels like a new build. Materials from framing, to the roof, to siding, to insulation, to flooring & much more- including a FULL re-wire, are all new. The furnace and water heater are not new, and some of the kitchen appliances are not new, but all in excellent working condition. Everything else- NEW. Walk across the road to Kiwanis Swimming Pool in the summer. Your walk to St. Johnsbury School will take you about a minute, while a walk to St. Johnsbury Academy Campus will take you about 5 minutes. Under 5 minutes to drive to interstate access, grocery stores, gas stations, shops, restaurants. . . you can't beat the convenience of this location AND this house is on a dead end road so the road is quiet! This is absolutely a must-see, so don't delay. Seller is a VT Licensed Real Estate Agent. *Note* The lawn was destroyed between parking heavy equipment on it all summer & the rain. New topsoil was brought in, the yard leveled, grass seed planted & hay thrown on top. Sellers will continue to work to help get the grass to grow back!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,259 | $1,259 | $1,637 |
Total Monthly Payment | $1,572 | $1,572 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.