Under contract-accepting backup offers. One or more photo(s) has been virtually staged. 3 bedrooms and 2. 5 bathrooms in sought Gibsonton, FL, this charming townhouse awaits, your personal decor. An open floor plan providing a perfect blend of coziness, style, and functionality. This town home is ideal for anyone seeking a town home with a bedroom downstairs in a gated community. Step inside the cozy foyer and to your right is the 3 bedroom that can also be used as an office. Decorative accents include light grey painted walls, art niches, half bathroom with full cabinet. Formal dining room off of the foyer with chair and picture frame moldings. In the back of the home is the gathering room with access to the kitchen. The kitchen is a chef’s delight, featuring a suite of stainless steel appliances, including a dishwasher, disposal, microwave, range, and a French door refrigerator with a water and ice dispenser. With recessed lighting, Oak cabinets, and ample counter space, this kitchen is both functional and stylish. Beautiful grey care-free laminate flooring across the downstairs with ceramic tile in the wet areas. The The gathering area is perfectly designed with relaxation in mind, and features sliding glass doors that open up to a screened lanai with storage closet. Upstairs, you’ll find two spacious bedrooms and two full bathrooms. The primary bedroom offers plush carpet, neutral tones, a ceiling fan, a large walk-in closet, and an ensuite bath with a tiled tub and shower, and a vanity with storage. A convenient laundry closet on the landing upstairs with washer and dryer. The second bedroom is comfortable and inviting with plush carpet, neutral tones, and a built-in closet. The second bathroom upstairs is designed with a vanity with storage, a stylish mirror, and a tiled tub with a shower. The lanai is overlooking a wide-open green space—perfect for unwinding after a long day. This home is conveniently located with area schools just minutes away. A lovely park, playground, and lake are outside the community gate. in this gated community comes with its perks. Residents have exclusive access to a refreshing community pool, ideal for unwinding or enjoying a leisurely swim. Plus, the location couldn't be better. With an easy commute to Tampa, the airport, stunning beaches, shopping centers, and a variety of restaurants, everything you could ever need or want is practically at your doorstep. For individuals desiring contemporary amenities paired with the advantage of a prime setting, this townhouse stands out as an exceptional find. Dorothy York Magnet school is minutes away from community. Roof replaced 2020.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
Total Monthly Payment | $1,592 | $1,591 | $1,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.