Nestled in the heart of historic St. Augustine's coveted landmark Nelmar Terrace neighborhood, this classic 1941 brick home has been meticulously renovated reflecting an elevated, timeless style using the finest of finishes. Tucked behind lush privacy hedges overflowing with fragrant jasmine, the al fresco dining area has the feel of a relaxing Tuscan villa. There's an oversized antique farm table under a pergola, zinc Koi ponds, soothing water features, and gorgeous greenery. Towering centuries-old oaks provide lovely shade across the corner lot. Inside, the stunning kitchen is the star of the show. A wall of hand-glazed tiles imported from Turkey creates a marvelous backdrop for the stainless 36" Heston gas range and hood. Island seating for six and an open floor plan means the chef never misses out on the fun. Curated spaces for conversation, entertaining and quiet reading, a working fireplace, cozy den, three large bedrooms, and three stunning bathrooms reflect the thoughtfulness of the updates. The European feel continues in the backyard which boasts absolute privacy, a pool with water feature, potted olive trees and pretty bougainvillea on the spacious patio finished with leathered blue marble pavers. A wall of French doors on the pool house (air conditioned) gives even more options for entertaining guests, hosting fabulous parties, or utilizing the space for a secluded office, yoga room or dedicated workout area. Nelmar Terrace is beloved for its old growth oaks dripping with Spanish moss. Friendly residents enjoy chatting on their morning and evening strolls, wide streets are perfect for leisurely bike rides, historic St. Augustine's city center isn't too far, and Vilano Beach's sunrises over the Atlantic Ocean or boat launch are only minutes away. This home has never flooded, and no flood insurance is required. The complete renovation in 2020 included new roof, all new windows, new exterior doors (while retaining the original front door with working mail slot) and updated electrical system. This simply stunning home is ready for its next owners to continue its legacy. For additional property details, please check unbranded property website at https: //www. 22nelmar. com/mls/156608581
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,915 | $6,915 | $9,482 |
Total Monthly Payment | $7,528 | $7,528 | $10,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.