12288 NE 48th LOOP, Oxford, FL, 34484 | $485,000

Discover this beautifully modified Holley model, featuring 6 bedrooms, 4 1/2 baths plus a den (which could easily serve as a mother in law suite / living room, mancave or Office ) on a generously sized, landscaped double lot. New AC units will be installed week of Nov 4th 2024, This home boasts TWO master bedrooms(Built to accommodate 2 families): one conveniently located on the first floor alongside two additional bedrooms. Upstairs, you’ll find a cozy seating area leading to the second master suite and two more bedrooms, including one with a brand-new Murphy bed. The expansive formal living and dining rooms offer ample space for entertaining guests. The open-concept kitchen is a chef's dream, complete with stainless steel appliances, oak cabinets with 42" upper cabinetry, and stunning granite countertops with a breakfast bar. Enjoy casual meals in the dinette area that overlooks the screened-in pool and lanai. No carpet here , this luxury home has tile floors throughout all living areas and laminate floors in the bedrooms. This home has oversized closets throughout and a spacious storage room featuring wide French doors off the garage, this home has everything you need for comfort and convenience. Don't miss out on this exceptional property!

Features

  • Amenities: Gated
  • Rooms: 12
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2011
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,300
  • Acreage: 0.2
  • Est. Taxes: $3,287
  • HOA Fee: $160 Monthly
  • Lot Desc: Corner Lot
  • Elem. School: Wildwood Elementary
  • Middle School: Wildwood Middle
  • High School: Wildwood High
  • Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • MLS#: O6224063
  • Days on Market: 108 days
  • Website: https://www.raveis.com
    /prop/O6224063/12288ne48thloop_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:38:32 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 800-921-1330

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12288 NE 48th LOOP, Oxford, FL, 34484

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $274 $274 $274
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,581 $2,579 $3,327
Total Monthly Payment $2,930 $2,928 $3,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.