Under contract-accepting backup offers. Don’t miss this lovely 2 bedroom 2 bath villa in Palm Harbor’s premier 55+ golf community of Highland Lakes! Beautifully remodeled and updated including an open kitchen with wood cabinets, granite counters, a breakfast bar, stainless appliances, and recessed lighting throughout. Newer ceiling fixtures and rich hardwood and tile floors are complemented by neutral paint & plantation shutters. You will love all the closet space & the inside laundry room with extra storage. The fully finished Florida room offers a bonus space that opens to a pleasant back patio with relaxing green views. Covered parking in an oversized carport and an exterior storage closet complete this comfortable home. With the HVAC system only being a few years old and an updated electrical panel, you will rest easy and begin enjoying your new maintenance-free lifestyle immediately. Water, sewer, cable TV, high-speed internet, lawn service, irrigation, exterior maintenance, and building insurance are all included. The owners of this villa enjoy all the membership facilities & amenities of Highland Lakes. The amenities are amazing and include free golf on 3 private executive courses, free RV or boat storage in a secure lot, tennis, pickleball, and other recreational sports. The main clubhouse has an auditorium and more entertainment and social events that will fit on your calendar, a heated pool with year-round water aerobics, an Arts & Crafts Annex with a full woodshop, and interests and hobby clubs galore. The Lake Tarpon Lodge offers a second heated pool, party & picnic facilities, fishing pier, community pontoon boats, boat ramp and open dock. Highland Lakes is close to everything! Live within minutes of Gulf beaches, a wealth of shopping & restaurant options, exciting pro sports, rich cultural resources, excellent medical services, and two international airports, It’s time to live your best life in Highland Lakes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,041 |
Total Monthly Payment | $1,957 | $1,915 | $2,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.