Nestled in the heart of historic Proctor, Vermont, this timeless 3-bedroom, 1. 5-bathroom home has been lovingly cared for by the same family for over 40 years. With its rich history and character, including a dining room hand-carved by the original owner, this property offers both warmth and craftsmanship rarely found today. Enjoy mornings in the delightful 3-season porch and evenings by the cozy fire pit. The large, detached workshop offers endless potential—whether as a creative space, home office, or even additional living quarters. This property is ideally situated just 10 minutes from Rutland, offering easy access to shopping, dining, and entertainment. Outdoor enthusiasts will love being close to Pine Hill Park’s hiking and biking trails, Chittenden Reservoir for kayaking and fishing, and just a short drive from Killington and Pico Mountain for skiing in the winter. You'll also enjoy proximity to the serene waters of Lake Bomoseen and Lake St. Catherine, perfect for boating, swimming, and lakeside relaxation. Located in a walkable neighborhood, you'll be close to local amenities while enjoying the charm and tranquility of Proctor. Don’t miss the chance to own a piece of local history! Delayed Showings starting 09/16/2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,781 | $2,260 |
Total Monthly Payment | $2,093 | $2,091 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.