SUPER CUTE and well maintained Morningside 2B/2B END unit condo (villa-no one above you!) in West Bradenton. The Morningside community provides the benefit of being in a maintenance free community with LOW FEES OF $411. 00 per month includes: Exterior maintenance, roof replacement, trash/sewer/water, internet/cable TV, lawn and ground maintenance, and pool maintenance are all covered by the condo fee. There are no age restrictions and small pets (35 lbs at full weight) are permitted. Enjoy mild winters on the private fenced front patio that is accessible from the kitchen or on the shaded back patio where you can enjoy grilling outdoors. New Luxury Vinyl floors in 2021 and NEW ROOF AND AC IN 2020. There is an assigned parking space directly in front of the unit with an adjacent guest spaces. No minimum time of ownership before renting and the minimum lease period is 3 months. The Morningside community is ideally located close to GT Bray Park, YMCA, shopping, restaurants, Blake Hospital and medical offices. Charming Downtown Bradenton, which is a short drive away and provides many opportunities for enjoyable evenings and entertainment. Easy access to Sarasota and stunning Anna Maria Island. Highest elevation in Manatee County (25 ft. no flood required).
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,600 | $175,600 | $175,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,067 | $1,067 | $1,388 |
Total Monthly Payment | $1,363 | $1,363 | $1,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.