Location, Location, Location - This is your chance to live in a waterfront community in a clean, freshly painted 2 bedroom 2 bath townhome with your assigned parking spot just steps from the front door. Indian Springs is only a short trip over the Indian Rocks Bridge to the white sands of Indian Rocks Beach! IRB has the "old Florida” atmosphere with lots of restaurants, sports bars & shops! This townhome has a new dishwasher, new water tank and new carpet in the living room. It is light & bright with a front porch for your evening tea or a glass of wine and a back porch to enjoy the morning coffee. The kitchen overlooking the dining area also has (across the hall) a storage closet under the staircase for your extra supplies. The two bedrooms are located upstairs with carpet of only one year old that matches the new downstairs carpet. The large master bedroom has 11-ft. mirrored bi-fold closet doors, a dressing area with a vanity and ensuite bath. This Indian Springs Community has beautiful tropical landscaping, located on the intracoastal waterway bordering IRB. It includes a great clubhouse, pool, tennis & “pickle ball” courts with lots of community activities. The large clubhouse overlooks the intracoastal bordering IRB and the beautiful pool with several outside decks. The clubhouse includes a rotunda, and a restaurant/bar area with a pool table and several TV’s. This is where most of the many community activities are held. The Indian Springs Community is also located across the street from the McGough Nature Park, a tranquil City Park, and near shopping, several parks, golf, and the Pinellas Trail for walking, biking, skating. And the community is convenient to two major airports, (Tampa & Clearwater/St. Pete) and all the Gulf Beaches. This is a pet friendly community with the cable tv & internet, included in your association fee, and is a 30-day minimum rental.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,142 | $1,142 | $1,486 |
Total Monthly Payment | $1,546 | $1,546 | $1,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.