309 Sawmill Creek COURT, Ormond Beach, FL, 32174 | $345,000

Move-in ready 3/2 in North Ormond Beach away from the hustle & bustle! Concrete block construction built in 1996. The Lakes of Pine Run Homesites is a self-managed neighborhood of only 38 homes with an HOA of only $150/YEAR! Quarter-acre lot, fully fenced, and scattered with royal palms, mature foliage, and even a lime and avocado tree! Vaulted ceilings in the main living area, luxury vinyl plank and bamboo flooring throughout, and freshly painted interior. The kitchen has been nicely updated white Corian countertops, new cabinetry, large food pantry, double oven, eat-in dining area, and a counter height bar that seats three. Split bedroom floor plan with a HUGE primary suite. . plenty of room for two! Three closets (walk-in, standard, and linen), his & hers vanities/sinks, and walk-in shower. Opposite the primary suite are the other two guest bedrooms with a full bathroom (tub/shower combo) in between. Living on a cul-de-sac means the only people you'll see driving by are your friendly neighbors, and the sidewalks throughout will help keep you and your family safe. Plenty of wildlife in Pine Run with ducks, geese, fox, turkeys and turtles often about. Zoned for all of your favorite schools: Pine Trail Elementary, Ormond Beach Middle and Seabreeze High. This home was loved for many years and will be greatly missed!

Roof 2016, HVAC 2018, WH 2013, no flood zone/no flood insurance requirement.

All information in this listing is intended to be accurate but cannot be guaranteed. Buyers/agents to perform due diligence.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 66 x 164
  • Laundry: In Garage
  • Year Built: 1996
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,295
  • Acreage: 0.25
  • Lot Size: 66 x 164
  • Est. Taxes: $2,927
  • HOA Fee: $150 Annually
  • Lot Desc: In County, Landscaped
  • Elem. School: Pine Trail Elem
  • Middle School: Ormond Beach Middle
  • High School: Seabreeze High School
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: V4936269
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/V4936269/309sawmillcreekcourt_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 1:02:09 PM)
Listing courtesy of ADAMS, CAMERON & CO., REALTORS   Phone: 386-258-5500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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309 Sawmill Creek COURT, Ormond Beach, FL, 32174

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,883 $1,834 $2,328
Total Monthly Payment $2,202 $2,153 $2,647

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.