Located in the highly sought-after community of The Vineyards, this exceptional villa exudes charm, comfort, and modern elegance. As you step inside, you are greeted by an abundance of natural light, courtesy of the windows in the entire front of the house and newly installed skylights on the brand-new roof completed in February 2024. These upgrades not only enhance the home's aesthetic appeal but also ensure energy efficiency and durability for years to come. The interior features beautiful tile flooring throughout, seamlessly tying together each room in a cohesive look. The living areas and master bedroom boast soaring vaulted ceilings, creating a spacious and airy ambiance that invites relaxation and ease. The plantation shutters adorning every window add a touch of Southern charm while providing versatile light control and privacy. In the kitchen, you'll find gleaming sealed granite countertops that offer ample space for meal prep and entertaining. The stainless steel appliances, complemented by newly faced cabinets, provide a sleek and modern culinary home experience. Beyond the interior, the home is equipped with new AC ducts, ensuring efficient climate control throughout the year. The meticulous attention to detail in every corner of this villa makes it a true gem in The Vineyards. For those who enjoy the outdoors, the villa's location is unbeatable on a corner lot providing one of the largest front yards in Napa Ridge with landscaped areas and just a short walk to the community pool, where you can unwind and socialize with neighbors. Whether you’re lounging by the pool or enjoying the tranquility of your private villa, this home offers a perfect blend of luxury, comfort, and convenience. Experience the best of The Vineyards living in this beautiful villa in Napa Ridge.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,345 | $3,342 | $4,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.