One or more photo(s) has been virtually staged. This "Bright and Airy" Rialto model is Move-In-Ready located on an oversized homesite within Valencia Lakes, Tampa Bay's premier 55+ active community. These homeowners have recently made many improvements to this lovely home such as: new luxury vinyl plank flooring, fresh interior paint, refinished white painted maple cabinets with new hardware, Carrier HVAC with UV light installed in 2019 and more. This home does not require lender flood insurance and is designated as a flood zone X due to the higher elevation. As you approach this stunning home, you'll notice the 3-car garage, mature landscaping and the extra distance between homes. The Rialto plan offers 3 bedrooms, 2 full baths, 1 half bath and 3-car garage. As you enter this home notice the large 17 x17 floor tile laid on a diagonal pattern throughout the main living areas. That's right, no carpet anywhere in this home! The spacious formal dining room featuring a coffered ceiling w/crown molding is the perfect space for entertaining family and friends. The large great room/kitchen/casual dining areas are all open to each other with direct access to the 25 x 10 screened/covered lanai, the ideal place to relax with lush landscaping and a high berm which provides backyard privacy. The open-concept gourmet kitchen features 42" white painted maple cabinets with designer brushed nickel hardware, built-in cabinet pantry providing plenty of storage, under/over cabinet lighting with crown molding and valance, glass doors with downlighting, granite countertops, serving bar w/ 18" extended bar top, tumble-stone marble backsplash, stainless steel appliances and more. The primary suite features a coffered ceiling w/ crown molding, luxury vinyl plank flooring, plus 2 walk-in closets. The primary bathroom has separate vanities w/ white painted maple cabinets, Corian countertops, and a large walk-in shower w/ built-in seat and tile to the ceiling. This layout is a split bedroom plan with the two secondary bedrooms separate from the master, providing maximum privacy for guests. Bath #2 showcases a tub/shower w/ tile to the ceiling, white painted maple cabinets and Corian counters w/ a banjo top. The conveniently located powder room with pedestal sink provides easy access for visiting guests. The laundry room includes a washer/dryer, upper cabinets for storage and utility sink with built-in cabinet. Additional upgraded features have been added such as: a whole house water softener system, 50-gallon water heater w/ thermal expansion tank, ceiling fans and light fixtures, crown molding throughout, rain gutters, epoxy garage floor, garage overhead storage racks and more. This spectacular home is in Valencia Lakes, Tampa Bay's premier 55 plus Resort style community. Start enjoying the active lifestyle and the amazing amenities that Valencia Lakes has to offer. Feel like you are on vacation every day while experiencing resort style living featuring a 40, 000 square foot clubhouse, pools, clubs, a bistro, art, fitness classes, pickle-ball, tennis, 24-hour fitness center, live shows and more. Start living the dream today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,575 |
Total Monthly Payment | $3,364 | $3,362 | $4,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.