Charmingly sited across the street from Lisi ball field and the Sweeney Dog Park, the home and surrounding area are a wonderful place to call home . The fantastic location allows for easy access to I 95, Roger Williams Park and Zoo and a short drive to Pawtuxet Village, RI Yacht Club and area beaches, shopping and dining. The house is exceptionally spacious, with large rooms, and capable of accommodating multiple remote work environments or large family and friend events. The floor plan flows nicely with a formal living room and dining room that open into a large eat in kitchen with spacious pantry. The cathedral ceiling great room, with exposed beams and gas fireplace, is a fantastic space to gather. A door off the great room leads to the fenced backyard. And just off the great room, above the garage, is a large bedroom with full bath and home office space. Head upstairs to find 4 more bedrooms and another full bath. The lower level is entirely finished, offering a rec room/home gym, 3rd full bath, laundry room and cedar closet. The oversized 2 car garage allows space for home workshop or additional storage space.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,340 |
Total Monthly Payment | $3,180 | $3,146 | $3,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.