Welcome to luxury living in the heart of Punta Gorda! This immaculate 3-bedroom, 2-bathroom, 2-car garage home, with an additional den/office, is move-in ready and boasts over 2000 square feet under air conditioning. Nestled on a quiet cul-de-sac within the exclusive gated community of Waterford Estates, this residence is a testament to refined living. The kitchen, featuring an island/breakfast bar, seamlessly integrates with the expansive great room, creating a perfect space for entertaining while preparing culinary delights. Revel in the coffered ceilings that adorn the great room, master bedroom, and master bath, adding a touch of sophistication to each space. The guest bedrooms are thoughtfully situated at the front of the home, providing privacy and separation. A bonus room with French doors offers versatility, serving as an additional bedroom for guests or an office. The private master bedroom retreat is positioned at the back of the home, offering spaciousness and natural light through large windows. The master bath is a sanctuary, featuring a long, tall vanity with dual sinks, a relaxing soaking tub, a generous walk-in shower, and a private commode room. Enjoy the Florida breeze on your pavered lanai, accessible through three large sliding glass doors from the great room. The backyard provides a tranquil and private escape. The property also features a tile roof, an elevated front entryway, and a finished garage. Hurricane shutters are in place for added peace of mind during inclement weather. Waterford Estates is not just a home; it's a lifestyle. Residents have access to an array of amenities, including two pools, a spacious clubhouse with meeting areas, a full-size kitchen, an exercise room, billiard room, tennis/pickleball courts, bocce ball, shuffleboard, a dog park, and scenic trails. Don't miss the opportunity to make this exceptional residence in Waterford Estates your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$382,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $305,600 | $305,600 | $305,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,033 | $2,008 | $2,577 |
Total Monthly Payment | $2,552 | $2,527 | $3,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.