Recently reduced and priced to sell!!! Expect to be impressed with this updated, ground level end unit residence in Charles Towne at Park Central, a resort style condo community. This unit HAS A HUGE GARAGE – a big plus in terms of vehicle security and provides even more storage space because it is oversized at two (2) cars deep, PLUS a PRIVATE PARKING SPACE in front of the off-the-street garage. MANY THOUSANDS invested in high-quality updates: (1) new microwave, range and dishwasher (and new ice maker in refrigerator), (2) new luxury vinyl plank flooring throughout, (3) freshly painted EVERYWHERE – walls (trendy neutral colors) and ceilings, baseboards, window sills, and inside cabinets/closets, (4) new countertops, sinks and sink hardware in kitchen and bath/shower, new water-efficient toilet, and all kitchen and bath cabinets and drawers re-adjusted and painted with new hardware, (5) new HVAC thermostat, and (6) new entry door alarm. Step inside to your common living area, where you’ll enjoy a generous-sized living and dining space with tranquil water views and access to your screened lanai. This area is open to a galley kitchen w/breakfast bar. Stainless appliances included! Refrigerator is only a few years old and garbage disposal is 4 years old. The primary suite includes a spacious bedroom, a walk-in closet and en suite bath w/secondary access point-ideal for when you have guests over. Other notable features that you’ll appreciate: (1) an interior laundry room (tucked off the kitchen), and (2) walk-in storage closet (5’x5’) just off the entry. This unit HAS A GARAGE – a big plus in terms of vehicle security and provides even more storage space because it is oversized at two (2) cars deep, PLUS a PRIVATE PARKING SPACE in front of the off-the-street garage. Park Central is a secure, guard-gated community that includes access to multiple pools, tennis and basketball courts, fitness center, convenience store and pizzeria/restaurant, and much of this is just a quick walk from the residence. The entire complex is well-maintained and features a network of sidewalks – a great place for long, tree-lined walks, including around the lake next to the unit. The association takes care of the exterior/roof (new in late 2023), providing you with easy living. Great location – short drive to essential shopping/dining - Publix, gas, and other services are just outside the community entrance, it’s only 1 mile to the major/upscale Mall at Millenia, close/easy access to I-4, 408, Turnpike, and you’re about 5 miles to Universal Orlando. You’ll love living here. Come see all that this special place has to offer!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $893 | $1,147 |
Total Monthly Payment | $1,148 | $1,136 | $1,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.