LOWER INSURANCE COSTS - Discover this immaculate single-family pool home in the highly sought-after Palm River community, with NO HOA fees. Just minutes from beaches, parks, shopping, and dining, and with easy access to I-75, this home offers unmatched convenience. The property features a spacious pool and a private fenced backyard. Inside, you'll find a renovated kitchen with granite countertops and energy-efficient double glass argon-filled windows and doors. The home has seen extensive upgrades, including a new electric panel, re-piping, a 2023 roof replacement, updated AC ductwork, vents, and returns, as well as blown-in insulation. Water management is enhanced with a 5” pool deck drain and French drainage. The bathroom has been updated with a new tub, vanity, and lighting, along with new fixtures throughout the home. A 2022 central irrigation system replacement adds extra value. Additional improvements include a hurricane-rated garage door, a garage mini-split AC unit, and a new refrigerator and washer/dryer. The property is also equipped with new accordion hurricane shutters, gutters, and a newer AC unit. An elevation certificate (X500 zone), insurance declaration page, and survey are included. Perfect for seasonal or permanent living, or as an AirBnB investment, this home combines comfort and style in a prime Naples location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$829,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,760 | $663,760 | $663,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,250 | $4,250 | $5,828 |
Total Monthly Payment | $4,646 | $4,646 | $6,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.