This multi-generational home presents a remarkable opportunity for families seeking both flexibility and comfort functioning either as a single-family residence with in-law or as a two-family dwelling. Its thoughtfully designed layout and recent renovations cater to the needs of extended families or those desiring a separate living space. The remodeled kitchens, feature quartz countertops, custom cabinets, and new appliances, enhance both functionality and style. With 3 fully remodeled bathrooms, modern amenities are readily available for all. The new roof with skylights installed in 2021 adds to the home's value and provides peace of mind. The outdoor space, complete with professionally landscaped stone walls and a patio, provides a serene environment for relaxation and gatherings while ensuring privacy. Each side of the home includes 2 bedrooms, with the main living area offering 2 full baths, while the in-law suite features 1 full bath a separate bedroom on the main level and one bedroom upstairs. The home also has new flooring or refinished flooring. Additionally, the main home has access to the 2nd upstairs bedroom belonging to the in-law suite, if you would like an extra bedroom for the main home which enhances its versatility. The custom-built shed provides an excellent space for hobbyists or storage for the gardener in the family. Easy access to Routes 32, 2, and 395. This property truly embodies a blend of comfort, style, and versatility making it an ideal home.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,110 | $4,013 |
Total Monthly Payment | $3,694 | $3,690 | $4,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.