Beautiful 2-story waterfront home in the family-friendly private community of River Oaks. This unique, custom designed 4-bedroom, 3-bath open floor plan home provides ample space for living and entertaining. For those that want to spend time on Lake Monroe and St. John's River, the home comes with a deeded boat slip. The home offers first floor living with a large main suite and accompanying balcony with waterfront views. A large walk-in closet with custom shelving and a luxurious bathroom providing a spa experience with walk-in rain shower and tub complete the main suite. The kitchen offers beautiful custom quartzite countertops, a wide island, coffee bar, wine rack, and dinette that connects to the spacious main deck and patio overlooking the water. The living area has wall-to-wall windows and smart blinds affording spectacular views of the water, a bonus room in the form of a large home office with elegant french doors, a spacious formal dining room, and a powder room perfectly located for entertaining in the large open living area. Upstairs is a spacious loft connected to a balcony overlooking the water and three bedrooms including a large guest bedroom with additional walk-in storage space behind it. The upstairs is completed with a second custom bathroom with quartzite countertops and a rain shower. The community includes a waterfront resort style pool with hot tub, clubhouse, and playground. The location is conveniently located near I-4 and 17-92, the Sunrail, and St. John’s River-to-Sea Loop bike trail. Gemini Springs is also right down the road where you can check out the manatees or go hiking or picnicking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $16 | $20 |
Total Monthly Payment | $91 | $91 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.