Welcome to this unique and spacious Colonial, nestled on a private 3-acre lot, yet just minutes from the scenic Candlewood Lake. The main house features 4 generously sized bedrooms, a large eat-in kitchen, formal dining room, and a convenient mudroom. Gleaming hardwood floors run throughout the first floor, adding warmth and charm to the space. The property also includes additional living space above the garage, complete with its own living room, kitchenette area, bedroom, and bathroom, offering a separate entry for privacy and convenience, perfect for guests, au pair, etc. Finished lower level adds more space to this home. Enjoy the tranquility of this secluded setting, while still being close to all the beauty and recreation that Candlewood Lake has to offer. A perfect blend of privacy and accessibility - this home is a must-see! Property being offered As-is. Seller has disclosed several issues. May need a new roof. There is some damage to the roof rafters from solar panel installation.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 13.0 x 8.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 12.0 x 12.0 | Upper |
Bedroom 3 | Hardwood Floor | 14.0 x 9.0 | Upper |
Bedroom 4 | Wall/Wall Carpet | 13.0 x 13.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 12.0 | Main |
Family Room | Book Shelves,Built-Ins,Wall/Wall Carpet | 19.0 x 22.0 | Lower |
Full Bath | Stall Shower,Tile Floor | 8.0 x 7.0 | Upper |
Half Bath | Tile Floor | 4.0 x 5.0 | Main |
Kitchen | Granite Counters,Dining Area,Island,Pantry,Sliders,Hardwood Floor | 12.0 x 29.0 | Main |
Kitchen | Remodeled,Granite Counters,Hardwood Floor | 9.0 x 9.0 | Upper |
Living Room | Hardwood Floor | 15.0 x 12.0 | Main |
Living Room | Hardwood Floor | 23.0 x 13.0 | Upper |
Primary Bath | Stall Shower,Tile Floor | 5.0 x 8.0 | Upper |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 16.0 x 13.0 | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $925 | $925 | $925 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
Total Monthly Payment | $4,609 | $4,605 | $5,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.