Welcome to your downtown dream home! In the heart of revitalized downtown New Port Richey with walkable distances to all major restaurants, parks, social experiences and more. This incredible home features three bedrooms, three full baths and is on a large parcel, almost half a block in size, and an end plat that gives expansive views of the community. Big option, $399, 000+ at time of listing assumable mortgage at 3. 25% with payment $1, 815 without insurance or taxes. An excellent Airbnb property choice with location and amenities. A double primary bedroom and third bedroom with private en suites. The second primary offers double entry and patios on each side of the bedroom, one front yard, one back yard. Third bedroom offers backyard door with doggie door too. Remodeled kitchen with eat-in dining room and room for a center island, with metal table not included. Off the kitchen is another incredible flex space for a huge pantry or small office space with an additional closet for more storage. Enormous 1/3-acre yard with room for pool, RV, other toys or just open space for enjoyment or the pets. There are two sheds in the backyard both equipped with air conditioning and electricity, excellent for workshops, playrooms, crafting and other flex options. No flood insurance required. Thermal windows, Carrier HVAC system and access to Cotee River/Gulf of Mexico nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $3,149 | $3,114 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.