Welcome Home!! Discover the perfect blend of rustic charm and modern convenience in this spacious four-bedroom, 2 full bath home, nestled on over an acre of picturesque land. With the potential for mother/daughter (with proper permits) this home offers endless possibilities for extended living or a suite for guests. As you step inside, you'll be captivated by the unique family room, designed to evoke the feeling of being in a cozy mountain cabin. This inviting space will make you feel instantly at home! The heart of this property is the oversized kitchen leading into the scenic family room. Both are perfect for holiday gatherings and meals. With ample counter space and cabinetry, it is a chef's dream! Outside, the expansive property provides plenty of room for outdoor activities, gardening, or simply enjoying the natural surroundings. Don't miss the chance to make this one-of-a-kind home your own!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,988
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,990 | $431,990 | $431,990 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,022 | $1,022 | $1,022 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,625 | $2,625 | $3,414 |
Total Monthly Payment | $3,739 | $3,739 | $4,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.