Under contract-accepting backup offers. Remodeled, Expanded & Renovated! Now one of the larger houses in the neighborhood, with 1, 931 interior square feet and room to spread out in the family room & flex room additions. The kitchen has been opened & enlarged to include an island with a breakfast counter & much more storage & prep space. Custom finish wood cabinets, easy-care counters & stone splash walls are complemented by a raised ceiling & new lighting. Convenient dining area is open to the beautiful kitchen and family room. A large indoor laundry room with a with double pantry or linen closet is between the kitchen and the garage access door. The spacious family room addition opens to the back patio. A large "flex" room addition is also on the back of the house and can be useful so many ways! The guest bathroom has been updated and & a master bedroom remodel makes the attached en suite with step in shower larger. The driveway has been widened with room for 2 cars side by side and the enlarged front porch is surrounded by a decorative garden fence, just right to keep your pet dog safely contained. You will notice the home has been well maintained & efficiently planned. New split system heating & cooling units were just added to the additions earlier this year, with the main house HVAC new in in 2018, the roof was replaced less than a year ago, updated windows & doors, extra insulation in the attic, updated electric panel, flooring & more. A 4 Point Inspection for homeowner insurance was just completed and can be transferred to the buyer. Highland Lakes is Palm Harbor's premier 55+ golf community and offers something for everyone. Choose from a full array of recreation, fitness, entertainment & social events along with interest and hobby programs in a friendly country club atmosphere. The community's grounds and facilities are beautifully maintained, and at just $150 a month, it's an exceptional value. Residents enjoy free golf on 3 private executive courses, heated pools & spa, tennis & pickleball, arts & crafts, a Lake Tarpon Lodge with fishing pier, community pontoon boats, & free RV or boat storage in a secure lot. Highland Lakes is within minutes of the best Gulf beaches, restaurants & shopping, 2 international airports, exciting pro sports, rich cultural resources, and excellent medical care. Above the flood plain in a non-evacuation zone too. Plan to see this one!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,236 | $2,236 | $2,908 |
Total Monthly Payment | $2,457 | $2,457 | $3,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.