Vacation year round with swimming, skating, kayaking and a private beach. This contemporary home is perfectly situated on a peninsula in beautiful Lake Dutchess guaranteeing lake views from every room in the house. The modern architecture, attention to detail and well thought out floor plan truly make this a one-of-a-kind home. The . 45 acres offer privacy from neighbors when entertaining on one of many decks or enjoying conversation around a night-time fire pit. This home was tastefully renovated in 2021 with every modern amenity for an energy efficient home. As you enter the great room, your eye is drawn to the wall of glass overlooking the lake. The glass walls are highest rated "Origin" glass and were built to reflect the heat in the summer and absorb the heat in the winter. They are storm proof and 0. 28 U factor. There is radiant heating throughout the entire house, which minimizes the utility usages. Each bathroom has its own electric heating control for your own unique experience. The pre-engineered 8in planked white oak floors are consistent throughout the house. A stylish, highly efficient N65 wood burning stove not only looks great, it adds additional heat on those cold winter days as you snuggle up and gaze out onto the snow-covered lake. Tesla car charging is available in the garage. House is to be rented fully furnished. Landlord will pay all utilities. Tenant to pay 1st month rent, one month security and one month broker fee.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $8,800 | $8,800 | $8,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $59 | $58 | $75 |
Total Monthly Payment | $134 | $133 | $150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.