Welcome to Twin Rivers, a picturesque neighborhood designed for estate home sites with spacious lots. Serene Old-Florida landscape offers natural beauty and many recreational options. This immaculate custom built home is situated on a fenced, corner 1 Acre lot. Beautiful home with many custom features and a brand New Roof in 2024 with upgraded underlayment. Spacious side load 3 car garage gives added space and this unique community allows golf carts and additional detached /RV garages with approval. As you enter the grand foyer tall ceilings welcome you with crown highlighting the main living of the home. Added attributes like tray ceilings, staggered set tile, luxury vinyl flooring are just a few of the lovely features to expect in this custom home. Oversized living area and formal dining are perfect for entertaining in this open floor plan. The fully equipped kitchen features granite counters, custom detailed cabinets with upgraded crown, Pot Drawers, walk in pantry, island with beaded-board design, and stainless appliances with double-oven range. Enjoy your mornings in the Eat-in-nook area with a wonderful view of pool. This home is bright and light with numerous windows that adorn the living areas and new Interior paint throughout. Up front, for the one who works from home, is a spacious den with glass French doors. Master suite is oversized with access to the pool and lanai. Two walk in closets, tray ceiling, crown and new carpet are wonderful features. Master bath features a Jacuzzi garden tub, separate upgraded vanities, and a walk in roman shower. This 4 bedroom, 3 bath split floor plan features a separate family room and an adjacent bedroom/bathroom that can be a “mother-in-law suite. This wing of the home can be completely private if needed. Pool and spa are a wonderful place to spend your afternoons. Pavers on large covered lanai and screened enclosure overlooks the large fenced yard. Laundry room has sink, cabinets and closet for extra storage. So many features including Roof 2024, AC 2018, New Carpet and flooring, New Interior Paint, architectural details throughout the home, and gorgeous upgraded cabinets. Great location with just a few minutes from I-75 with a quick commute from Tampa, St. Petersburg, Sarasota, and Bradenton. Fabulous community amenities. Enjoy the community River House directly on the Manatee River with community boat launch, fishing pier, picnic area, playground and kayak/canoe storage. Additionally, there is a playground, soccer field, basketball court, volleyball and hiking trails. Low HOA, No CDD. Very well maintained home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $630,000 | $630,000 | $630,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,191 | $4,187 | $5,402 |
Total Monthly Payment | $4,656 | $4,652 | $5,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.