Welcome to your charming St. Petersburg retreat! This delightful 2-bedroom, 1-bathroom home offers a perfect blend of character and modern conveniences. As you step inside, you’ll be greeted by gleaming wood floors that add warmth and elegance throughout. The updated kitchen is a true highlight, featuring sleek stainless steel appliances, solid surface counters, and beautiful wood cabinets that combine style with functionality. A versatile Florida room at the front of the house provides additional space for relaxation or can easily serve as a home office. The generous lot includes a detached 2-car garage accessible via a rear alley, offering ample parking and convenience. Step outside to discover your private fenced-in backyard, complete with a patio area ideal for outdoor gatherings and enjoying the sunny Florida weather. With the vibrant nightlife, eclectic shops, and a diverse array of restaurants in downtown St. Petersburg just a short drive away, you’ll have everything you need at your fingertips. Don’t miss the opportunity to call this character-filled home yours. Schedule your appointment today and experience the best of St. Petersburg living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,596 | $1,596 | $1,596 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $10 | $13 |
Total Monthly Payment | $85 | $85 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.