20454 Needletree DRIVE, Tampa, FL, 33647 | $279,900

Explore this immaculate townhome that boasts an open-concept design featuring two bedrooms, two and a half bathrooms, a one-car garage, and situated within a gated community. Upon entry, the seamless transition from the foyer to the kitchen and living area is immediately evident. The living room opens to the outdoors through sliding glass doors, leading to a covered lanai ideal for relaxation and outdoor enjoyment. A conveniently located half bathroom is accessible from the living area. The master bedroom is illuminated by a large window and includes two walk-in closets, along with an ensuite bathroom equipped with a walk-in shower and dual vanity. The upper level features a spacious loft with a closet that can be transformed into a third bedroom, while the second bedroom and loft share a well-appointed Jack and Jill bathroom, complete with a double sink vanity and shower-tub combination. Residents benefit from community amenities such as a pool, and a fitness center. The building has a new roof, and the home is partially furnished. This property is conveniently located near major thoroughfares like I-75, a variety of dining options, Wiregrass Mall, Tampa Premium Outlets, several box stores, professional buildings, major hospitals, and the beach.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Year Built: 2006
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,322
  • Acreage: 0.04
  • Est. Taxes: $5,635
  • HOA Fee: $725 Quarterly
  • Elem. School: Turner Elem-HB
  • Middle School: Liberty-HB
  • High School: Wharton-HB
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8301713
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/TB8301713/20454needletreedrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:02:08 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20454 Needletree DRIVE, Tampa, FL, 33647

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $470 $470 $470
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,490 $1,488 $1,920
Total Monthly Payment $2,035 $2,033 $2,465

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.