Welcome to your new home nestled in a quiet neighborhood, offering a blend of comfort and potential. This charming single-family brick attached home awaits your personal touch to unlock its true beauty. Enter into a warm and inviting living room, seamlessly flowing into a cozy dining area, perfect for hosting gatherings and creating lasting memories with loved ones. The kitchen boasts ample cabinetry and counter space, with convenient access to the deck, offering an ideal spot for outdoor dining or relaxation while overlooking the backyard. Enjoy the added convenience of a half bath on the first floor, providing ease for guests and day-to-day living. Journey upstairs to discover three comfortable bedrooms, providing ample space for rest and relaxation, each offering potential for customization to suit your needs. Unleash your creativity in the full walk-in basement, offering endless possibilities for additional living space, storage, or recreation, with direct access to the spacious backyard. Step outside to your own private sanctuary, where a sizable backyard awaits your green thumb or outdoor entertainment visions, offering endless potential for gardening, play, or relaxation. Park with ease in the carport, providing shelter for one car and added convenience for busy lifestyles. While this home requires some tender loving care (TLC), envision the opportunity to personalize and revitalize each space to your unique tastes and preferences, creating a truly special place to call home. Don't miss out on this exceptional opportunity to own a charming single-family brick home with endless potential. Schedule your showing today and start imagining the possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,211 | $3,208 | $3,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.