Enjoy easy townhouse living in this End Unit at Midridge Condos! You'll be the first to cook in the brand new kitchen, complete with granite counters, subway tile backsplash, and stainless appliances. Everything is freshly painted and the door hardware updated. Great floorplan includes kitchen, living room and 1/2 bath on the first floor and 2 spacious bedrooms on the 2nd level, lots of closet space, and a full bath. Bonus finished space in the lower level would make a great office, gym, or family room. Washer and Dryer included. 2 parking spots, one under a carport to keep your car out of the weather. Midridge is a smaller, private, and wooded complex with an association pool, playground and a convenient location close to 93, shopping, Woodmont, and MHT. Indoor Cats are OK; no dogs are allowed. Complex is being connected to public water supply. Quick Close Possible.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,000 | $238,000 | $238,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,624 | $1,582 | $2,024 |
Total Monthly Payment | $1,996 | $1,954 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.