This presents a prime opportunity to acquire a single-family home zoned for MIXED USE. It's located outside a Flood Zone and incurs no CDD or HOA fees. The property enjoys the advantage of a dual-zone designation, accommodating both commercial and residential uses. A former daycare has been converted into a family home, making it an excellent spot for launching a business or for those buying their first home. The property boasts a robust asphalt and concrete parking area, large enough for five cars and a boat, with access from both Martha Ave and Ranch Rd. The air conditioning and roof are under seven years old. This solid block house is situated on a corner lot and includes two bedrooms, two bathrooms, and an open-plan kitchen. The living spaces are crafted for a smooth transition, ideal for entertaining or tranquil evenings. The residence is free of carpets, a benefit for those with allergies or pets. The living room is enhanced by a skylight, and features include a vaulted ceiling, a new main storm door, and a built-in closet. The electrical system has been upgraded with new feeder lines and drainpipes, and the bathrooms have been modernized. Laundry connections are set up both inside and outside for added convenience. The covered patio is perfect for barbecues and gatherings, and the expansive backyard offers plenty of room for boats, ATVs, or other recreational equipment. Located just half a mile from shopping centers and markets, it's a mere six miles to Sunwest Park and under thirty minutes to Weeki Wachee Park. Proximity to boat ramps and a short 30-minute drive to Honeymoon State Park, Clearwater Beach, and the Sponge Docks add to the allure. This home is designed for a comfortable lifestyle.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,170 | $1,484 |
Total Monthly Payment | $1,314 | $1,313 | $1,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.