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121 Dutch Street, Montrose (Cortlandt), NY, 10548 | $599,000
Welcome to this charming 3-bedroom, 1. 1-bath ranch in the heart of Montrose, offering an exceptional blend of comfort, convenience, and modern updates. Located within walking distance to George's Island Park on the Hudson River and just a short walk to the train station, this home provides easy access to both outdoor activities & a smooth commute to the city. Step inside to discover an incredible gourmet kitchen featuring custom cabinetry, stainless steel appliances, a large island, & a skylight that fills the space with natural light. The kitchen flows seamlessly into the dining area, where sliding glass doors lead to a spacious deck, perfect for outdoor dining & relaxation. The primary bedroom includes a half bath, while two additional generously sized bedrooms & a full bath complete the main level. Hardwood floors are featured throughout, adding warmth & elegance. The full basement offers a versatile rec room, a clean storage room, & an unfinished area with laundry, utilities, & an above-ground oil tank, with a door leading to the yard (an add'l 1, 170 SF not in total). Situated on a sprawling, level . 34-acre lot, this property features a storage shed, a one-car garage, an amazing carport, and a patio for outdoor entertaining. Enjoy the best of Hudson River living with nearby parks, trails, & recreational activities! This home is a perfect opportunity to experience both the tranquility of the Hudson & the convenience of nearby amenities. Don't miss it!
Features
- Town: Montrose
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1960
- Garage: 1-car Detached
- Heating: Oil, Baseboard
- Cooling: Ductless, Window Unit(s)
- Basement: Finished, Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,170
- Acreage: 0.34
- Est. Taxes: $9,970
- Lot Desc: Level, Part Wooded, Near Public Transit
- Elem. School: Buchanan-Verplanck Elementary School
- Middle School: Blue Mountain Middle School
- High School: Hendrick Hudson High School
- School District: Hendrick Hudson
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6326954
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/H6326954/121dutchstreet_montrose_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
121 Dutch Street, Montrose (Cortlandt), NY, 10548
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $831 | $831 | $831 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,041 |
| Total Monthly Payment | $4,192 | $4,108 | $4,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535