233 St Thomas DRIVE, Mulberry, FL, 33860 | $425,000

Under contract-accepting backup offers. LIKE NEW CONSTRUCTION without the wait! $5K credit to buyer's closing costs. VA Assumable loan with a 5. 25% Interest Rate!
Welcome to your dream home at 233 St Thomas Dr in beautiful Florida! This stunning 4-bedroom, 2. 5-bath Shelby Model was built a mere 2 years ago by Highland Homes and offers a perfect blend of modern elegance and functional design.


As you step inside, you'll be greeted by gorgeous vinyl flooring that flows seamlessly throughout the entire home, providing a stylish and low-maintenance living environment. The heart of the home is the gourmet kitchen, featuring lovely quartz countertops, a spacious walk-in pantry, and ample cabinetry—ideal for both everyday meals and entertaining guests.


The open floor plan extends to a cozy living area that opens up to a serene screened-in lanai. Here, you can enjoy your morning coffee or unwind after a long day while appreciating the peace and privacy of having no rear neighbors.


The primary suite is a true retreat, offering generous space, a walk-in closet, and a luxurious en-suite bathroom. The additional three bedrooms are thoughtfully designed, with a convenient Jack & Jill bathroom that ensures comfort and privacy for everyone.


Situated in a centrally located neighborhood, this home is perfect for anyone looking for both comfort and style. Don't miss the opportunity to make 233 St Thomas Dr your forever home!


**Key Features: **
* 4 spacious bedrooms
* 2. 5 modern baths
* Stunning quartz countertops in kitchen and all bathrooms
* Large walk-in pantry
* Vinyl flooring throughout
* Jack & Jill bathroom
* Screened-in lanai
* No rear neighbors for added privacy
* ALL key items only 2 years old


Schedule a showing today and experience all that this exceptional home has to offer!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,062
  • Acreage: 0.18
  • Est. Taxes: $3,041
  • HOA Fee: $900 Annually
  • Lot Desc: Level
  • Pet Policy: Yes
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • MLS#: L4944926
  • Days on Market: 166 days
  • Website: https://www.raveis.com
    /prop/L4944926/233stthomasdrive_mulberry_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 7:32:07 AM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

233 St Thomas DRIVE, Mulberry, FL, 33860

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,262 $2,260 $2,915
Total Monthly Payment $2,590 $2,588 $3,243

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.