Perfect for 1st time buyers, savvy investors, or daily commuters looking for convenience & charm. Discover the allure of this all-brick 2 family, boasting large, sun-filled living rooms that welcome you into each thoughtfully designed space. With two spacious 2-bedroom apartments, each featuring large eat-in kitchens, big living rooms, & ample closet space, comfort and practicality are at your fingertips. The added bonus of a fully finished lower level with a separate entrance, bathroom plus 2 additional rooms make this an ideal setup for extended family or guest accommodation. Enjoy the privacy of your own backyard oasis, perfect for entertaining or simply unwinding after a long day. With the luxury of a private driveway & garage, parking woes are a thing of the past. Nestled in a prime location, take advantage of the quick access to Metro North trains, local buses, & a variety of shops, restaurants & highways just a stone's throw away. This wonderful property is more than just a home; it's a canvas awaiting your personal touch. Seize the chance to make it your own & reap the rewards that follow.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,475 | $1,475 | $1,475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,544 | $3,544 | $4,609 |
Total Monthly Payment | $5,111 | $5,111 | $6,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.