Welcome to Lake Carmel! This charming ranch-style home offers spacious living across 2, 322 square feet with 4 bedrooms and 2. 5 baths. As you enter, you're greeted by an inviting open concept living room that seamlessly flows into the dining area, perfect for gatherings and entertaining. The living room boasts a unique brick accent wall, adding warmth and character to the space. Sliders lead from the dining area to an enclosed sunroom, providing a tranquil retreat to enjoy the scenic views of the surrounding landscape. The kitchen has granite counters and stainless steel appliances, making meal preparation a breeze. Step outside to discover a backyard paradise complete with a large deck that wraps around an above ground pool, ideal for outdoor relaxation and summer fun. The primary bedroom offers a private sanctuary with its own full bathroom, providing a peaceful escape at the end of the day. Two additional nicely sized bedrooms ensure ample space for guests. Downstairs, the large fully finished basement offers even more living space, featuring a cozy wood-burning stove and a fourth bedroom with sliders leading to the backyard, blending indoor and outdoor living seamlessly. Conveniently located close to the lake, shopping, and highway. Whole house generator comes with the home. This home offers the perfect blend of tranquility and convenience. Don't miss your chance to make this dream home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,070 | $1,070 | $1,070 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,280 | $2,280 | $2,965 |
Total Monthly Payment | $3,425 | $3,425 | $4,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.