145 E 3RD Street, Jacksonville, FL, 32206 | $499,900

WOW!!! Come see this beautiful, well maintained home in the popular Springfield section of Jacksonville. This home was completely updated in 2012 except for the roof which was replaced in 2020. Imagine enjoying your morning coffee from your front porch or watching the annual fireworks from the upstairs balcony. This home features high ceilings throughout, coffered ceiling in living room, hardwood floors, custom trim & molding, nice deck in rear and a detached garden house. There is also off-street parking on the side of the home which is a plus! Springfield was established in 1869, and located north of Downtown Jacksonville. It is one of oldest neighborhoods in the city. Once home to the city's wealthiest residents and famous silent film stars including Laurel & Hardy, (Jacksonville used to be the winter film capital of the world!), this historic neighborhood is now filled with restored mansions, bungalows, hip restaurants, locally owned shops, murals, some of the city's oldest parks, craft breweries and lots of southern charm . Majestic oaks provide protective shade and a beautiful visual along its residential streets. Popular festivals like PorchFest and the Springfield Tour of Homes attract thousands of visitors each year. Springfield was the first neighborhood established outside of downtown Jacksonville and was the most desirable place to live in Jacksonville after the Great Fire of 1901 left much of the downtown area in ruins. This area has become the place to go for entrepreneurs with big dreams. Hurry. . . don't wait!! Schedule your personal tour today. PLEASE NOTE: The home has 3 fireplaces that have not been used by the current owner & owner does not guarantee that they are usable.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Historic
  • Year Built: 1906
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,666
  • Acreage: 0.1
  • Est. Taxes: $5,181
  • Lot Desc: Historic Area
  • Appliances: Dishwasher, Gas Oven, Gas Range, Refrigerator
  • MLS#: 2036855
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/2036855/145e3rdstreet_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

145 E 3RD Street, Jacksonville, FL, 32206

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $432 $432 $432
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,430 $2,430 $3,160
Total Monthly Payment $2,937 $2,937 $3,667

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.