INVESTOR DREAN AIR BNB HOME. 2023 has over $ 100 K rental income, This beautifully landscaped 3 bedroom 2 bath pool home has the best of both worlds. Conveniently located near all of the amenities including Anna Maria Island, Palma Sola Bay, Robinson’s Preserve, DeSoto National Park, Downtown Bradenton, IMG and St. Stephens but also situated on a quiet, in the desirable NW Harbor Woods neighborhood. NO HOA or deed restrictions here so bring your RV or other toys! Boaters will love the separate, side drive, gated watercraft area and the proximity of the Warner's Bayou public boat launching area with a straight shot to the Manatee River and entry into the Gulf of Mexico. Even with the proximity to water this home is high and dry, in an X flood zone and NO FLOOD INSURANCE is REQUIRED. The Owner put in a heated new pool in 2022 and you can control the pool and heater remotely, It's a charming 3-bedroom corner home with a jacuzzi spa, a fenced private backyard. The living room has beams and a vaulted ceiling. The kitchen has stainless steel appliances, a wood bar, granite tops, a decorative backsplash, and soft-close cabinets. There is a dry bar with two drink coolers, a granite top, and wood shelving. The master bedroom has a walk-in closet and the bathroom has a makeup counter, a granite top, and a walk-in shower. Bath 2 has a tub shower combo and granite sink top. The garage has a washer dryer, utility sink, and storage cabinets. The backyard is an oasis of relaxation including a high-quality jacuzzi spa, surrounded by all the solar lights. astro turf grass throughout, outdoor hanging lights, and trex decking. 2018 shingle roof, 2018 impact windows, and 2016 HVAC 14 SEER. No stairs in the house. No carpeting. No HOA or CDD fees. Flexible renting capability.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $595 | $595 | $595 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,349 | $4,349 | $5,963 |
Total Monthly Payment | $5,036 | $5,036 | $6,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.