Three Bedroom, four bath home located on a flat lot in the desirable Chin Hill area of Westerly. This recently renovated home boasts three en suites, one on the main floor and two upstairs. Natural light pours into this home with cathedral ceilings and skylights. Modern finishes include stainless steel appliances, ship lap, crown molding and hardwood floors throughout the house. Located on a cul de sac just minutes from the sandy beaches of Weekapaug, Misquamicut and Watch Hill. The open floor plan makes this home perfect for entertaining with family and friends. The first floor features a master bedroom, a large kitchen with an island that opens to the dining room, living room, home office, and a patio and backyard filled with privacy perfect for entertaining after a day at the beach. On the second floor there are two additional bedrooms each with their own full bathroom, vanity and shower. The home is cooled in the summer months with central air conditioning coupled with recently
installed min-splits ensuring your comfort in the warm summer months. This tastefully renovated home is move in ready for someone looking for a full-time home or seasonal home in the coastal community of Westerly. New roof to be installed before closing. The owner is a former licensed real estate agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,065 | $4,467 | $5,994 |
Total Monthly Payment | $4,648 | $5,050 | $6,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.