"BEST ON BANNOCK" - Welcome to 12 Bannock Court, a stunning end-unit townhouse nestled in the highly sought-after Ramapo Cirque development. Located just 45 minutes from NYC amidst the scenic beauty of the Hudson Valley, this residence combines elegance and comfort with a modern touch. Spanning 2, 926 sq ft across three meticulously designed floors, this townhouse offers three spacious bedrooms, two full bathrooms, and two convenient half baths. The expansive layout includes a formal dining room and an impressive great room featuring a stone-faced wood-burning fireplace for cozy evenings. Glass sliders open to an inviting outdoor terrace, ideal for relaxation and large gatherings. The che''s kitchen is a culinary dream, showcasing custom cabinetry, granite countertops, a built-in butcher block, and a seven-burner stainless steel stove top and pot filler. Additional highlights include a wine cooler, built-in coffee bar, and a breakfast nook with serene views of the backyard. Step outside to the impressive deck, where you'll find a hot tub and a built-in gas grill, perfect for year-round outdoor entertaining. The lush backyard provides ample space for gatherings and activities. The luxurious primary suite boasts soaring vaulted ceilings with exposed beams, a spa-like bathroom, and generous closet space. The chic and contemporary open floor plan throughout the home enhances both relaxation and entertaining. The versatile lower level features a second half bath and is currently utilized as a workshop. This space offers potential for customization into a home office, gym, playroom, or even an additional bedroom. A 2 car attached garage allows for additional storage. Ramapo Cirque offers exceptional amenities, including a pool, tennis, pickleball, basketball courts, and beautiful stone clubhouse. Enjoy unparalleled privacy and security within this gated complex, which is staffed by a round-the-clock guard. The community also features a picturesque man-made pond at its heart, adding to the serene and scenic beauty of the development. Located within the award-winning Suffern school district, this residence is close to local shops, restaurants, and provides easy access to NY/NJ highways, trains, and buses. Experience carefree living at its finest in this move-in ready townhouse.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,298 | $1,298 | $1,298 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $4,578 | $4,575 | $5,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.